Exercising the law of probabilities, it is more than likely that on the date of Article 50 there will be a sudden, and probably unwelcome, withdrawal from the European Union’s Animal Health Certificate system. This, in turn, will mean that travelling abroad with your pet will be particularly difficult and costly. However, it would be a mistake to assume that the UK Government or the Council for the Control of Animal Feeding Accreditation, (CCAA) would impose regulations on insurers to force them to continue to insure your pet properly. The truth is that they will not.
This may come as a surprise to many pet owners who have either never travelled abroad before or are otherwise unaware that the care of their pet once the Home Office has withdrawn its veterinary health certificate is entirely dependent upon the care of their owner, and not that of the travel insurer. Insurers will lose money when you lose your pet as they will have to pay veterinary costs over the course of the animal’s lifetime in a country that they have not previously been to. Therefore, a few words of advice – make sure that you get your pet insured before you leave! You can do this in person or online.
The first thing to bear in mind is that it is not actually a criminal offence to take your pet out of the country without having proper pet insurance. However, the law does require you to keep the home and all the possessions belonging to your pet while you are abroad. Therefore, you should consider taking your pet with you in the same manner that you would take your belongings when travelling. This means that you must carry pet insurance and details of which you should also keep with you. Your pet will also need a registration certificate from the authorities of the country of origin to be able to stay. Once you return home, the registration certificate can be collected and your pet can stay in the country for as long as you want.
There are several ways that you can get yourself and your pet insured while you are abroad. You can approach an agent or simply search for an online pet insurance quote. Both these options have a couple of advantages and disadvantages. If you want to save time, then approaching an agent is a good idea as they will already know the ins and outs of the travel insurance market. However, agents can charge you quite high fees for what seems to be a very simple task.
On the other hand, searching online for pet insurance quotes is easy, fast and convenient. The websites are user-friendly and do not cost anything. Also, the information you will be required to provide are neither lengthy nor confusing. Furthermore, there are numerous websites on the Internet that are dedicated to pet insurance. Therefore, if you want to compare a variety of rates quickly, you can simply visit a comparison site and find out what’s best for you.
Before you book your pet travel insurance, you need to know a few details about the pet plan you wish to purchase. This will ensure that you do not face any problems when you are travelling abroad with your pet. First of all, you must decide whether you want to buy an insurance policy that is specific to the UK or one that applies globally. There are differences between these two kinds of pet plans. One of the biggest differences is the duration of the cover. For instance, a dog life insurance plan that lasts for three months may not be as useful as a three-year insurance plan for a cat.
Another important detail to consider is the coverage of the premiums. Some pet insurance quotes require you to pay a higher premium for the same coverage in the UK. Therefore, you should always check out the rates of the pet insurance companies you are considering and compare them in terms of price and coverage. This is how you can get a better idea of the rates and discounts offered by different pet insurance companies.
Last but not least, you should never lie on your pet insurance quotes. If you are found out, you could face stiff penalties or possible termination of your pet insurance policy. Therefore, it is important that you double check any information you provide so as to make sure that it is correct. Also, it is not a good idea to provide false information on your application. This is because you never know if this information is going to be used against you in the future.